December 30, 2018




  1. Pesa na pesa

This is a micro-credit service commonly referred to by people as Pesa na Pesa that issues loans through the use of mobile phone. It was established in the year 2015. However, this Pesa na Pesa service can be accessed by individuals who are Safaricom Subscribers. It offers emergency loans to an applicant by issuing a short term emergency funds. It can only be accessed through the means of a USSD code *415*33#.


The following are the qualification needed to acquire a Pesa na Pesa loan:

  • An applicant needs to have a collateral

The following are the requirement needed to be registered;

An applicant should have the following requirements to be registered:

  • A National Identification Card (ID)
  • A phone number
  • An active email address
  • A postal address

The following are the steps for registering on Pesa na Pesa:

  • Use a mobile phone to simply dial *415*33#
  • Fill in the required details
  • Then the amount of money you can be issued with will appear
  • Lastly you will be issued with a PIN number [It will only be used by you]
  • Once you have successfully completed them, you will be a registered member of Pesa na Pesa.


Incase an individual forget the PIN he/she was given simply dial *415*33*2#.

The following is the procedure on how to borrow from Pesa na Pesa:

  • Simply dial *415*33#
  • Then proceed to borrow the amount of money you need to be granted

Features of the Pesa na Pesa Loans;

-The following are the features of Pesa na Pesa loans:

  • The amount of loan issued a minimum of KES 500 to KES 10,000
  • The interest charged is on the loan issued is 10%
  • The duration of time allocated for repaying the loan is 7-10 days
  • The amount of loan limit one can be granted increases

The following are the ways on how to pay back the Pesa na Pesa Loans;

  • Start by accessing the M-Pesa Menu
  • Enter your phone number as the account number
  • Then enter the ‘Lipa na M-Pesa menu’
  • Use the M-Pesa Pay bill number which is ‘990390’
  • Enter the amount of money you had borrowed
  • Proceed to press ‘’OK’’
  1. Pesa Sasa

Pesa Sasa is initials for Pesa meaning ‘money’ and Sasa meaning ‘Now’. Pesa Sasa is issued by means of either a mobile phone or tablet or PC. It was established by Fama Capital Partners Limited (FCP). Pesa Sasa is given through partnership together with employers and organized groups.


-An applicant should contain the following to qualify for Pesa Sasa:

  • A mobile phone that has been registered
  • An applicant should have been employed for at least 6 months in the same company

Features of Pesa Sasa;

-The following are the features of Pesa Sasa:

  • It is only accessible by means of either mobile phone or tablet or PC
  • Pesa Sasa is accessible to cash on a credit basis
  • It grants Salary advances to applicants

2 Comments on “SASA PESA LOANS

Christine dayo
March 7, 2019 at 1:18 pm

l kindly want a loan to support my business

John Marianyi Tobiko
February 1, 2019 at 9:59 am

i,support this


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