You’re finally ready to admit it. You’re in serious trouble financially. You made the mistake of thinking each month that you could make things better or that it was okay because you were making at least the minimum payments on your credit cards. But you just can’t deny the facts […]
Read MoreYou’ve won Free Money – just send me $$$… No legitimate federal government employee would ever call you and tell you that you qualify or have been approved for a grant for which you never applied. Protect yourself from scammers that tell you that you need to pay a small […]
Read MoreAsset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash. The process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life […]
Read MoreWhatever your reasons for buying a new home in the USA, you need to understand the type of mortgages available, and the steps needed to get one set up. This handy guide covers which banks offer mortgages and home loans in the USA to non-residents, the paperwork you’ll need to […]
Read MoreAn IRA can reduce your tax bill when you save for retirement. YOU CAN BUILD A NEST egg for retirement faster and more easily if you qualify for tax breaks for your retirement savings. Individual retirement accounts allow workers with earned income to minimize taxes as they save for retirement. The […]
Read MoreBefore jumping into the details on the types of loans offered and what loan makes the most sense for your business, take time to assess your current needs. Here are some good initial questions to answer so you have clear goals set before you start your research. How much money […]
Read MoreDebt relief is the reorganization of debt in any shape or form so as to provide the indebted party with a measure of relief, either fully or partially. Debt relief can take a number of forms: reducing the outstanding principal amount (again, either partly or fully), lowering the interest rate […]
Read MoreAlthough some structural differences exist between how the Department of Education and commercial lenders administer the default process for federal student loans, the consequences for borrowers are similar. FFEL program and direct loan borrowers are in default when their payments are 270 days past due. After a borrower defaults, the servicer […]
Read MoreThe investment landscape can be extremely dynamic and ever-evolving. But those who take the time to understand the basic principles and the different asset classes stand to gain significantly over the long haul. The first step is learning to distinguish different types of investments and what rung each occupies on […]
Read MoreFinancing a business is always a challenge. Here we’ve compiled 10 techniques, including factoring, from the tried-and-true to the experimental. Finding financing in any economic climate can be challenging, whether you’re looking for start-up funds, capital to expand or money to hold on through the tough times. But given our current […]
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