All about loans in Kenya
Where should we learn how to handle money? School. But we don’t. Instead, what you know — or don’t know — about finances stems from a number of factors: how you were raised and what you learned from friends, financial advisors, a spouse, random Internet searches, and so on. Which leads to money habits […]
Bankruptcy is a court proceeding in which a judge and court trustee examine the assets and liabilities of individuals and businesses that can’t pay their bills and decide whether to discharge those debts so they are no longer legally required to pay them. Bankruptcy laws were written to give people […]
You’ve won Free Money – just send me $$$… No legitimate federal government employee would ever call you and tell you that you qualify or have been approved for a grant for which you never applied. Protect yourself from scammers that tell you that you need to pay a small […]
Asset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash. The process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life […]
The investment landscape can be extremely dynamic and ever-evolving. But those who take the time to understand the basic principles and the different asset classes stand to gain significantly over the long haul. The first step is learning to distinguish different types of investments and what rung each occupies on […]
Financing a business is always a challenge. Here we’ve compiled 10 techniques, including factoring, from the tried-and-true to the experimental. Finding financing in any economic climate can be challenging, whether you’re looking for start-up funds, capital to expand or money to hold on through the tough times. But given our current […]
Collateral As I explained above, banks do lend money to startups. One exception to the rule is that the federal Small Business Administration (SBA) has programs that guarantee some portion of startup costs for new businesses so banks can lend them money with the government, reducing the banks’ risk. So […]
Want to get smarter about investing? Check out some of these books. Learning about financial concepts can feel intimidating. Even finding a starting spot can prove challenging. If you search for an investment term on the Internet, you often end up with an alphabet soup of complex financial terms. A better […]
You may be a rookie investor, but that doesn’t mean you need to make costly rookie mistakes. Follow these seven golden rules and you’ll be on the path to success. Play the long game Never invest for the short-term. The market moves up and down in natural cycles that can’t […]
Here are six investments that are well-suited for beginner investors. A 401(k) or other employer retirement plan If you have a 401(k) or another retirement plan at work, it’s very likely the first place you should put your money — especially if your company matches a portion of your contributions. That […]