Know who and how much you owe Make a list of your debts: include the creditor, total amount of the debt, monthly payment, and due date. You can use your credit report from your lenders to confirm the debts on your list. Refer to your debt list periodically, especially as […]

Take control of your liabilities to shape the future of your business and sleep better at night. Let’s take a look at five debt management strategies to help you grow with confidence. Rework Your Business Budget Before diving in to attack your company’s debt, learn all you can about your […]

To build wealth and focus on important financial goals, you need to trim down and ultimately eliminate debt. These debt management tips will help you stay in control of your money. Developing the discipline and motivation to get out of debt will enable you to focus on becoming financially secure. […]

Know who you owe money to and how much If you are feeling overwhelmed by debt, one of the first steps you’ll need to take to organise your finances, is to determine exactly how much debt you owe, and to whom. Keep an up-to-date list of all your debts, including […]

Credit Counseling is a highly regulated nonprofit service that has a high degree of accountability. Be sure the organization that you’re working with is licensed and regulated organizations, others are not. These nonprofit organizations should have free financial education programs available for you that are designed to educate you about […]

Bankruptcy should be the last option if you are drowning in debt and you should do everything you can to avoid it. However, sometimes your finances become out of control and bankruptcy is all you can do. In these scenarios, it’s time to let out one last sigh and begin […]

Are you struggling to make ends meet and having a difficult time paying your bills? Are you getting alarming notices from debt collectors? Or are you worried about losing your grip on your future due to potentially losing your home or vehicle? In such cases, you need to understand that […]

Facing the Music If you’ve been trying to make bills vanish by throwing them away unopened, the first step is to own up to your mistakes. Clear off your kitchen table and get out all your loan statements, bills, and budget—basically everything you can think of that relates to your […]

What is debt? When you owe money to someone, you are in debt. Owing money is not always bad. You might have a loan. You might use a credit card. If you do, you might be in debt. But if you pay your bills when they are due, it might […]