LAND BANK PHILIPPINES BUSINESS LOANS

LANDBANK support entrepreneurs through its lending programs. With its presence in all of the 81 provinces nationwide, entrepreneurs are given the support they need to start or expand their existing business wherever they are in the country.

They offer the following Credit Facilities:

• TERM LOAN FACILITY
• WORKING CAPITAL AND LIQUIDITY SUPPORT FACILITIES
• EXPORTERS PRODUCTION SUPPORT FACILITIES

Term Loan Facility

They finance your business’ capital expenditures:

• Term Loan
• Finance business expansions
• Purchase of additional machinery and equipment / fixed asset acquisition
• Finance permanent working capital arising from expanded operations
• Project financing

Eligible Borrowers

1. Single Proprietorship
2. Partnership
3. Corporation

Eligible Projects

1. Agri-business
2. Manufacturing
3. Trading
4. Services

DOCUMENTARY REQUIREMENTS

Pre-Processing Requirements (Single Proprietorship)

1. LANDBANK Loan Application Form
2. Bio-data of borrowers with passport-size ID picture
3. Photocopy of Certificate of Registration with the Department of Trade and Industry
4. Mayor’s Permit
5. Photocopy of Internal Tax Revenue and audited (BIR-received) Financial Statement for the last three years
6. Latest interim Financial Statement
7. Projected income statement, balance sheet and cash flow statement with basic assumptions
8. Brief history of the Business

Pre-Processing Requirements (Partnership and Corporation)

1. LANDBANK Loan Application Form
2. Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
3. Certified True Copy of Articles of Incorporation/Partnership and by-laws
4. Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
5. Notarized list of the following (certified by the Corporate Secretary for corporations):

• Officers
• Partners (for Partnerships only)
• Board of Directors (for Corporations only)
• Principal stockholders and their stockholdings (for Corporations only)

6. Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
7. Sworn Statement of Assets and Liabilities of borrowers/proprietors, partners, key officers, and Board of Directors
8. Photocopy of Internal Tax Revenue and audited (BIR-received)
9. Financial Statement for the last three years
10. Latest Interim Financial Statement
11. Projected income statement, balance sheet, and cash flow statement with basic assumptions
12. Brief history of the business

Working Capital and Liquidity Support Facilities

They help you and your business in your daily business operations through the following:

1. Short Term Loan Line
2. Purchase of raw materials or finished goods inventories
3. Financing of accounts receivable
4. Financing of contracts
5. Import/Domestic Letter of Credit (LC) / Trust Receipt (TR) Line
6. Payment for the importation of goods from local or offshore suppliers
7. Domestic Standby LC Line
8. Guarantee borrower’s performance of service or purchases from local suppliers
9. Domestic Bills Purchase Line
10. Purchase of check for immediate credit to deposit account without waiting for the clearing period

Eligible Borrowers

1. Single Proprietorship
2. Partnership
3. Corporation

Eligible Projects

1. Agri-business
2. Manufacturing
3. Trading
4. Services

DOCUMENTARY REQUIREMENTS

Pre-Processing Requirements (Single Proprietorship)

1. LANDBANK Loan Application Form
2. Bio-data of borrowers with passport-size ID picture
3. Photocopy of Certificate of Registration with the
4. Department of Trade and Industry
5. Mayor’s Permit
6. Photocopy of Internal Tax Revenue and audited (BIR-received) Financial Statement for the last three years
7. Latest interim Financial Statement
8. Projected income statement, balance sheet and cash flow statement with basic assumptions
9. Brief history of the Business

Pre-Processing Requirements (Partnership and Corporation)

1. LANDBANK Loan Application Form
2. Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
3. Certified True Copy of Articles of Incorporation/Partnership and by-laws
4. Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
5. Notarized list of the following (certified by the Corporate Secretary for corporations):

• Officers
• Partners (for Partnerships only)
• Board of Directors (for Corporations only)
• Principal stockholders and their stockholdings (for Corporations only)

6. Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
7. Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
8. Photocopy of Internal Tax Revenue and audited (BIR-received)
9. Financial Statement for the last three years
10. Latest Interim Financial Statement
11. Projected income statement, balance sheet, and cash flow statement with basic assumptions
12. Brief history of the business

Exporters Production Support Facilities

They support your export business operations through the following:

1. Export Packing Credit Line
2. Financing of pre-shipment working capital requirement
3. Procurement of materials and labor to manufacture goods for export
4. Export Bills Purchase Line
5. Financing of post-shipment working capital requirement
6. Liquidity support for exporters prior to clearing of bank drafts or notes

Eligible Borrowers

1. Single Proprietorship
2. Partnership
3. Corporation

Eligible Projects

1. Agri-business
2. Manufacturing
3. Trading
4. Services

DOCUMENTARY REQUIREMENTS

Pre-Processing Requirements (Single Proprietorship)

1. LANDBANK Loan Application Form
2. Bio-data of borrowers with passport-size ID picture
3. Photocopy of Certificate of Registration with the Department of Trade and Industry
4. Mayor’s Permit
5. Photocopy of Internal Tax Revenue and audited (BIR-received) Financial Statement for the last three years
6. Latest interim Financial Statement
7. Projected income statement, balance sheet and cash flow statement with basic assumptions
8. Brief history of the Business

Pre-Processing Requirements (Partnership and Corporation)

1. LANDBANK Loan Application Form
2. Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
3. Certified True Copy of Articles of Incorporation/Partnership and by-laws
4. Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
5. Notarized list of the following (certified by the Corporate Secretary for corporations):

• Officers
• Partners (for Partnerships only)
• Board of Directors (for Corporations only)
• Principal stockholders and their stockholdings (for Corporations only)

6. Bio-data of borrowers or proprietors, partners, key officers,
7. Board of Directors with passport-size ID pictures
8. Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
9. Photocopy of Internal Tax Revenue and audited (BIR-received)
10. Financial Statement for the last three years
11. Latest Interim Financial Statement
12. Projected income statement, balance sheet, and cash flow statement with basic assumptions
13. Brief history of the business