August 16, 2023


GT Business Evolve

This is a term loan for SMEs aimed at facilitating asset acquisition and business expansion.


  • Maximum Loan Facility Amount – N20million
  • Maximum tenor of 36months
  • Irrevocable Domiciliation of inflows is required
  • Repayment for the loan shall be equal monthly repayment of principal and interest or Flexible repayment of principal and monthly repayment of Interest
  • Equity Contribution is 20% of asset financed or business expansion fund.
  • Interest rate: Competitive
  • Security for the loan is personal Guarantee and statement of net worth of promoter and 3rd party OR Legal Mortgage on financed properties Ownership of financed asset.
  • Government or professional operating licenses required. (Whichever applies)

Hub Advance

With Hub Advance, you get the right kind of inventory financing that your business needs to grow.


  • Boost your Sales – Get easy access to funds for financing business needs
  • Equip your Business – Helps you stay prepared for unexpected high demand
  • Convenient – Response within 48 hours, after the due diligence (fast-track)
  • SME-Friendly – No collateral and no cumbersome paperwork


  • Maximum Loan Amount – N500k to N2million
  • Maximum tenor of 3 months
  • Irrevocable Domiciliation of inflows is required
  • Repayment for the loan shall be equal monthly repayment of principal and interest
  • No Equity Contribution
  • Interest rate: Competitive
  • No Collateral


  1. Business must be duly registered with Corporate Affairs Commission.
  2. Operate an active business account with the Bank for at least 1 year.
  3. Minimum sales of N1million and 10 transactions monthly in the last 12 months on the SME MarketHub.
  4. Business should be more than 3 years and be operational on the SME MarketHub for at least 6 months.
  5. Domiciliation of Business Account (Execution of domiciliation agreement)
  6. No past due obligation with any Bank nor have more than two returned cheques in the last one (1) year

SME Loans

SME Loans Offerings

Beyond continuously improving the existing products and services they offer you, they have been building partnerships and collaborations in areas that they believe would be of immense value to your business. One of these is providing you with more options to access business loans for your inventory and other cash flow needs.

Through these partnerships, they have created SME Loans, a platform that aggregates business loan packages from their partners to give you greater access to credit facilities.

To view the business loan package available to you, please dial *737*50*Amount*305#, and select your preferred option. No forms or collateral required.
For further information or assistance, please send an email to

How to view your Business loan Package

Simply dial *737*50*Amount*305# and select your preferred option to view the business loan package available to you. No forms or collateral required.

SME Invoice Discounting Finance (SME IDF)

This is a short term borrowing facility which provides a quick cash flow solution to your business needs. Your business can draw money against invoices (receivables) issued before your clients pay for products supplied or services rendered.


  • Maximum of N 50Million (subject to 70% of invoice value)
  • Tenor is 60 days (maximum waiting period of 30 days)
  • Bullet repayment upon maturity of the facility with monthly interest
  • Irrevocable domiciliation of discounted invoice proceeds with GTBank
  • Competitive interest rate

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