August 16, 2023


Salary Advance

Get up to 50% of your net monthly salary upfront. Available to staff of private companies and government agencies with active salary accounts domiciled in GTBank.


  • Up to of 50% of net monthly salary in advance.
  • Tenor of 30 days. Renewable monthly.
  • No collateral required.
  • Minimum salary of N 25,000 for public sector and N 50,000 for private sector employees.
  • Salary advance will be made available within 24 hours.


  1. Simply login to Internet Banking
  2. Dial *737*8*2# to apply
  3. Visit any GTBank branch or ATM near you

School Fees Advance

School Fees Advance is a loan facility designed to finance the payment of your child’s/ward’s school fees for schools/institutions in Nigeria only. This facility is available to members of staff of public and reputable private organizations whose salaries are domiciled with the Bank.


  • Up to N5 Million School Fees Advance. Maximum tenor of 4 months per request.
  • Very Competitive interest rate. Equal monthly repayments comprising of principal and interest.
  • Immediate access to funds for the prompt payment of your child/wards school fees.


  1. Submit Completed Application Form and Employer Undertaking Form.
  2. Provide School Fees bill and Credit Insurance.
  3. Ensure that staff terminal benefit is domiciled in GTBank or obtain Corporate Guarantee.


MaxAdvance is designed to facilitate personal loans to staff of select corporate and government organizations whose staff salary accounts reside with the bank.


  • Facility Amount: N100, 000 to N5, 000,000.
  • Tenor: 3 – 36 Months
  • Repayment: Equal monthly repayment comprising principal & Interest. Monthly repayment shall not exceed 33.3% of net monthly
  • Support/Comfort: Salary Domiciliation, Credit Insurance, Domiciliation of staff terminal benefit or Corporate Guarantee


  • An all-purpose loan for you to meet your financial needs with a convenient repayment plan.


  1. MaxAdvance Application Form for Non Private Organizations
  2. MaxAdvance Application Form for Private Organizations
  3. Employee Undertaking Form


MaxPlus offers you a larger loan facility and greater flexibility to meet your financial needs with a convenient repayment plan. Available to platinum customers whose salary accounts are domiciled with the Bank.


  • Get loan of between N6 Million and N20 Million.
  • Tenor of up to 36 months. Monthly repayment cannot exceed 33.3% of net monthly salary.
  • Equal monthly repayment comprising principal & Interest.
  • No collateral required.

Documents Required

  1. MaxPlus Application Form
  2. Employee Undertaking Form


GTMortgage offers credit facilities to customers whose salaries or business proceeds are domiciled with us to enable them on their own home in selected cities within the country.


  • Facility Amount

Low density residential locations in Abuja and Lagos 5million 150million

Medium density residential locations in Abuja, Lagos and other state capitals 5million 50million

  • Tenor 1 -20years
  • Repayment Flexible repayment options:
  1. Equal monthly repayment comprising principal and interest.
  2. Annual, semi-annual or quarterly principal repayment while interest will be serviced monthly. Monthly repayment shall not exceed 35% of net monthly salary.


  1. Completed Application Form
  2. Title Document of Property
  3. Offer Letter to Sell property from vendor
  4. Valuation report from any of the Banks approved estate valuer
  5. Search report from GTBank Legal Group

Premium Advance

Always there, when you need funds the most, Premium Advance is a revolving overdraft facility placed on your Debit Naira MasterCard.


  • Up to N1 Million overdraft with a 1 year Tenor (subject to clean-up every 30 days).
  • Very Competitive interest rate. 2% flat fee on N1million upon first utilization.
  • Overdraft accessible via Naira Debit MasterCard (for ATM withdrawals, POS purchase and web payments)
  • Monthly repayment of interest with bullet payment of principal at end of cycle.


  1. For Platinum customers only.
  2. Average monthly salary should not be less than N1million in the last six months.
  3. Annual turnover should not be less than N20million.
  4. You should have received your salary through your GTBank Account in the last three months consecutively.
  5. Please ensure that you do not have any past due obligation with GTBank or other banks.


  1. Simply submit completed Application Form and Employee Undertaking Form.

Computer Ownership Scheme

Computer ownership scheme offers a facility to parents of university students whose salary accounts are domiciled with the bank to finance the acquisition of laptop computers for their undergraduate children or wards.


  • Facility Amount: Maximum loan amount of N85,000
  • Tenor: 3-18 Months
  • Repayment will not exceed 33.3% of parents monthly salary
  • Support/Comport Parent’s salary must be domiciled with the Bank


  • Easy access to laptop
  • A convenient repayment plan


  1. Completed Application Form
  2. Employer Undertaking Form

Quick Credit

Are you a salary earner with need for more cash upfront? Quick Credit is for you. Cheap, easy and readily available, Quick Credit gives you funds worth up to three months of your salary to pay back over 6 months or a year.


  • Up to N5 Million overdraft
  • Convenient repayment plan spread over 6-12 months.
  • Very Competitive interest rate.


  1. You can request for Quick Credit instantly by dialling *737*51*51#
  2. Quick Credit is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld, GTBank Mobile App)

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