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Medical Bills

How to Negotiate Your Medical Bills

1. Study the Bill We have a tendency to assume that if a bill says we owe money, we need to pay that amount. But many hospital bills have a lot of moving parts on them, that is, a lot of charges for services, supplies and procedures and administrators can […]

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How to Get Help Paying Medical Bills

Talk about trauma!!! The last thing most people need after a frightening or painful medical procedure is an equally terrifying hospital bill. The impact of unexpected, high medical bills can be really devastating and stressful to individuals and families. This stress has been increased by the confusion associated with billing […]

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How Unpaid Medical Bills Affect Your Credit

While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report and affect your credit score. While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections […]

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How to Pay Off Medical Debt

Once you’ve taken on a medical debt, you should treat it just like any other debt. Decide on a plan for tackling it, such as ­working your necessary payments into your budget and cutting down discretionary spending. You may be able to free up cash for medical bills by taking […]

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How to Negotiate Your Medical Bills Down

If you get slammed with a monster-size medical bill, and you don’t have the funds readily available to pay it, don’t panic. There are steps you can take to negotiate your bill down to a lower amount or make smaller, more manageable, payments. Check the Bill for Errors This can be tricky […]

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How to Handle Your Medical Debt

Even with the proper planning and familiarizing yourself with your benefits, it’s easy to find yourself saddled with overwhelming debt. Whether you’ve had a major operation or your child broke his leg, receiving medical care is expensive. Luckily, there are a few different ways to handle it, many that are […]

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How to handle medical bills on credit reports

Medical bills generally don’t appear on credit reports until they’ve gone unpaid for at least 180 days. But once an unpaid medical bill goes to collection, the collection account can appear on your credit reports — and stay there for up to seven years, even if you eventually pay. When […]

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