Paylater Requirements: Valid bank details and BVN Platform: Android Interest rate: 5% to 30%, depending on credit rating Loan tenure: 15 days to 6 months Multiple loans at a time: No Repayment channels: Debit Card, Quickteller and direct transfer To access personal loans from Paylater, all you need is an Android device, data connection and valid bank details. Paylater claims […]

C24 It offers collateral-free personal loans but application requires you submitting some documents at their office or having them pick it up from yours. Documents required include means of national identity, post-dated cheques, bank statement and a passport photograph. The interest rates start and 4% and above. The repayment period is between 1 and 9 […]

Also formerly known as Skye Bank. PERSONAL LENDING Polaris Salary Advance Their pay day loan gives access up to 70% of your salary at any time before pay day. Funds can be accessed 24/7 via the ATM, or through your mobile device using our USSD, SkyeMobile and SkyeXperience. Quick access to funds for bridging short-term […]

SME LOANS Nurturing businesses for growth means bridging identified gaps in your client’s business. One of those gaps is funding gap and as a Bank, they have the following loan solutions for their SME customers; SBG Fast-track Loans SKYE School Advantage Maximum loan amount is N10 million per obligor at every given time Loan Types […]

It is correct to state that most Nigerian Small and Medium sized Enterprises (SMEs) are having a hard time starting and growing up their businesses due to the inaccessibility of business funding. The major reason that often kills great business ideas and perhaps the dreams of Nigerian entrepreneurs is their inability to meet the requirements […]

SME Loans Their SME loan is suitable for Small and Medium businesses (CAC registered or unregistered) who have been operating for a minimum of 12 months. The loan can be used for working capital, stock and inventory purchase, business growth etc. You can apply online 24hrs and the process is very simple, convenient and straight […]

Emergency loans Their emergency loan product targets employees working with private organizations. Though these individuals are employed and may receive a salary, some are still marginalized by both the formal financial sector and the Microfinance industry. Most are too poor to qualify for formal credit lines, yet too wealthy or do not have the time […]

LOANS Group Loan –    Working Capital Loans Group Loan – is for a group of individual who agree to meet for a defined period in order to save and borrow together. Benefits: Borrowers do not need to provide conventional forms of collateral. The daily savings of the members ensure repayment at due date. Quick […]

Lydia is a leading platform for small & medium business lending in emerging markets. Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that yawning credit gap, both in Nigeria and across emerging markets […]

FINT As a Borrower on FINT, you can gain access to Loans at an interest of as low as 2% per month. You won’t have to manually pay every month because FINT Automatically does the heavy lifting. Simply Apply for a loan by answering the FINT Risk Assessment and Investors will fund your loan which can […]