Sterling Quick Loan With the Sterling Quick Loan, you can quickly meet those urgent personal needs. It is available to current account holders with regular monthly income. Features Maximum tenor of 12 months Competitive pricing No equity contribution Requirements Hand written application letter Duly executed consumer Loan application form Minimum of three months active banking relationship […]

AGRICULTURAL CREDIT GUARANTEE SCHEME FUND The Scheme provides guarantee cover (up to 75% of any outstanding balance upon default) in respect of loans granted to the agricultural sector by banks and also has a farmer-friendly scheme called “Interest Drawback Program” (IDP) of up to 40% interest refund upon liquidation of the facility. Target Individual farmers […]

STERLING TRACTOR ACQUISITION SCHEME Tractor Lease finance facility for Individuals, Corporate Enterprises, Cooperatives, State Governments and Tractor Associations to purchase tractors to be supplied by the appointed Vendors. Target Individual Members of Groups or Associations/Cooperatives Corporate Enterprises/ Individuals with evidence of land ownership with minimum of 20 hectares State Government General Requirements Nigeria Incentive-Based Risk […]

Agricultural loans provide the capacity to purchase a new farm or expand current operations. Farm loans are available through traditional lenders as well as dedicated government agencies. Experience in farming and a good credit score is preferred to get approved for a farm loan. What is an agricultural loan? Agricultural loans help farmers run their […]

BUSINESS BANKING Trade and Working Capital Solutions Their total trade solutions offered will assist you through the complexity of international trade by leveraging on our extensive international network. Import Trade Services Bonds & Guarantees: Standard Chartered Bank is able to issue your organization a wide range of Bonds to facilitate your contractual obligations. Their Bond […]

PERSONAL LOAN At Standard Chartered they are in the business of helping you improve the quality of your life. That’s why they offer you a personal, unsecured loan to help you fulfil those dreams and live life to the full. Whether to buy a car, pay school fees for a post-graduate degree or for home […]

INDIVIDUAL LOANS Credit Cards The Stanbic IBTC Visa Credit card is a chip and PIN payment card that gives you access to a revolving line of credit to meet your financial needs. Benefits Access to funds for cash withdrawal and point-of-sale (POS) purchase transactions at millions of merchant locations worldwide. Up to 55 days interest-free […]

TRADE FINANCE Import Finance Import Finance is a flexible short term loan that can help your business to manage cash flow from the date a supplier’s invoice becomes payable up to the point of settlement from the ultimate buyer. The two main types of important finance we offer are Letters of credit and Bills for […]

SME Overdrafts Their business Overdraft helps you make payments from your business current account when the amount exceeds the available cash balance. You only pay interest on the money you use, not on the full amount at which your limit is set. It covers short-term financing requirements only and it is easy to arrange. Benefits It […]

They bring dynamism to short term, unsecured loans by giving applicants the ability to choose exactly how much cash they want to borrow and then showing a clear price based on the length of time the money is needed for. PERSONAL LOANS Features Between the ages of 22 to 55 Employed Have a functional bank […]