MAYBANK RETAIL SME LOAN

Maybank Retail SME offers customized facilities that will suit your financial requirements. Borrow from Php 500,000 to Php 30 Million via these loan packages:

• Revolving Credit Line – for short term working capital needs that can be used for inventory build-up and for liquidating receivables.
• Term Loan – For long-term working capital requirements that can finance your business expansion, acquisition of fixed assets, machinery equipment and other business development projects.

Features

• Loan amount: Php 500,000 to Php 30,000,000
• One (1) Year Credit Line Facility or Term Loan
• Prevailing Market Rates
• Loan Term

90 – 120 days PN term for Revolving Credit Line and Discounting Line

Up to maximum of 20 years for Term Loan

Documentary Requirements

1. Completely accomplished Loan Application Form duly signed by the borrower/s.
2. Latest 2 years Audited Financial Statements and Income Tax Returns
3. Latest 2 years Management /In-house Financial Statements
4. SEC Articles of Incorporation / Partnership and By-Laws / DTI Business Name Registration/GIS/Business Permits
5. Latest 6 months Bank Statements with major depository banks
6. List of customers and suppliers with contact details
7. Company profile or business background
8. Statement of Assets and Liabilities of major stockholders (if corporation)
9. Resume of principals
10. Government issued IDs of Principals
11. Photocopy of Transfer Certificate of Title or Condominium Certificate of Title
12. Tax Declaration (Lot & Improvement)
13. Lot plan with vicinity map / floor plan for condominium

REVOLVING CREDIT LINE

If you need flexibility to draw down a portion of the approved loan amount and repay the loan as often as you can, Maybank has a revolving credit line for you. Pay interest on the used portion of the loan up to maximum of 180 days PN. Validity of the loan is until 1 year from date of approval.

If you are a single proprietor, part of a partnership, or a corporate, then you can apply for a Revolving Credit Line.

Requirements

1. Company Profile (kindly include product line)
2. Business Papers: Articles of Incorporation with By-Laws, Latest GIS, DTI/SEC Registration, Business Permit
3. Three (3) years ITR and Audited Financial Statements
4. Three (3) years In-House Financial Statements (if applicable)
5. Latest 6 months bank statement with main depository bank (if applicable)
6. List of Customers and Suppliers with contact details
7. Photocopy of TCT/CCT with Tax Declaration and RETR (if applicable)
8. Location Plan (if applicable)

TERM LOAN

Maybank provides you the flexibility to choose between less than a 360-day short term loan or a 3, 5 or 10 year long term loan. You can use Term loan for the following:

• Project Financing
• Modernization of facilities
• Acquisition of goods and services
• Business expansion

If you are a single proprietor, part of a partnership, or a corporate, then you can apply for a Term Loan.

Requirements

1. Company Profile (kindly include product line)
2. Business Papers: Articles of Incorporation with By-Laws, Latest GIS, DTI/SEC Registration, Business Permit
3. Three (3) years ITR and Audited Financial Statements
4. List of Customers and Suppliers with contact details
5. One year projections
6. Project details
7. Photocopy of TCT/CCT with Tax Declaration and RETR (if applicable)
8. Location Plan (if applicable)