August 16, 2023


Enterprise Bank Limited (EBL), also referred to as Enterprise Bank, is a commercial bank in Nigeria. It is licensed as a commercial bank by the Central Bank of Nigeria, the country’s banking regulator.

Enterprise Bank was founded with an entrepreneurial vision to help create successful businesses, opportunities, wealth and vibrant, prosperous communities. We have stayed true to this vision and will always be a community bank, leading with a deep sense of mission and purpose.

They’re pleased to offer a number of flexible lending solutions to help you achieve your goals – and they all come with the rapid decision making and exceptional service that only an independent community bank can offer.

Mass Save® HEAT Loans

Enterprise Bank has partnered with Mass Save to provide customers the opportunity to apply for a 0% interest loan to assist with the installation of qualified energy efficient improvements to their homes. Loans are available up to $25,000 with terms up to seven years.

Unsecured Personal Loans

An unsecured loan is a great option if you’re financing an expense such as a wedding, a home improvement, medical treatment, or even consolidating your debt. Unsecured fixed rate loans are available from $1,000 – $25,000.

Deposit Secured Personal Loans

With a deposit secured personal loan, you can use a savings or Certificate of Deposit account as collateral for your loan, which may result in a lower interest rate. Deposit secured personal loans are available from $1,000 up to 100% of the balance in the collateral account.

Vehicle Financing

They are happy to assist you with the purchase or refinancing of your next vehicle. Contact them for more information and to take advantage of our competitive rates.

Cash Reserve (Overdraft Protection)

A cash reserve is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts range from $1,000 up to $10,000.

Creating Lending Solutions

If you’re looking to purchase a new home or exploring the benefits of refinancing, you can count on the resources of The Mortgage Center at Enterprise Bank. They offer a wide range of programs and services to assist you with your specific financing needs. Their team of seasoned Mortgage Officers will guide you through the entire process from initial exploration of financing options to the final closing. With decisions made locally, they are flexible and responsive, and able to create solutions quickly and efficiently. And for your convenience, their Mortgage Officers work out of all their branch locations.

Purchase and Refinance Loan Programs

Their customized financing options will help you purchase or refinance your new or existing home, vacation home or investment property.

They offer Fixed Rate Mortgages, Adjustable Rate Mortgages and Jumbo Loans

Mass Housing Mortgage Programs

Mass Housing Programs, offered through Enterprise Bank and designed for low to moderate income households, provide an opportunity for home ownership that might otherwise not be available. It is also available for refinancing of your existing mortgage.

First-Time Home Buyer Programs

They offer expert guidance and flexible options to help make purchasing your first home a simpler process. The Mortgage Center at Enterprise Bank offers a variety of loan options to best suit your needs.

Home Equity Lines of Credit

If you’re considering a home renovation or need to finance a major expense, Enterprise Bank offers Home Equity Lines of Credit (HELOC) that let you borrow against the value of your home. A variety of variable rate options are available.

Construction to Permanent Loans

A Construction to Permanent Loan from Enterprise Bank can help you build your dream home! With one simple closing, they are able to consolidate all the financing you need from the initial construction to the permanent financing.

Enterprise Bank has helped thousands of businesses across many industries secure the commercial loan ­financing they need. We can provide lending solutions up to $50 million to ­finance business expansions and acquisitions, commercial real estate, new construction, major equipment purchases, and more. Whether you are a local startup or a multi-million dollar corporation, Enterprise Bank is small enough to know you and big enough to serve you.


Personalized Loan Solutions

Enterprise Bank is the region’s leading independent commercial bank, working with local businesses, professionals, non-profit organizations, and individuals just like you. Keeping with Enterprise Bank’s core values, their team lives and works in the communities they serve, knows the region, and offers the hometown touch of local decision-making with customized lending solutions, including:

Business Loan Financing

Start a new business, acquire an existing one, or bring one you already own to the next level with Enterprise Bank’s business loans.

Commercial Real Estate Loans

Acquire retail space, office buildings, or industrial property with help from Enterprise Bank and our range of commercial real estate solutions.

New Construction Loans

Enterprise Bank’s specialized Construction Lenders understand the development business inside and out with expertise in residential and commercial real estate.

Lines of Credit

Manage cash flow through all business cycles. Enterprise Bank’s lines of credit provide the financing to help you through any short-term cash flow challenges you may encounter.

EZ Business Loans

For a small business loan learn more about our EZ Credit Line and EZ Term Loan available for up to $100,000 and EZ Cash Reserve product for up to $10,000.

Letters of Credit

Enterprise Bank can provide both domestic and international Letters of Credit to assist you with purchasing, building and other commercial transactions.

SBA Financing Programs at Enterprise Bank

Enterprise Bank is committed to building stronger communities and has always understood the important role that entrepreneurs and new businesses play in creating jobs and opportunities. They are proud to offer the full suite of SBA loan programs, including SBA 7a, Express, and 504 loans, to help your business grow and prosper:

  1. SBA Lines-of-credit — to purchase inventory or finance working capital.
  2. SBA Term Loans — to procure equipment or renovate a facility.
  3. SBA 504 Loans – to acquire commercial real estate and purchase long-term equipment.


With Enterprise Bank EZ Business credit, financing and growing your dream business might be closer than you think. You can complete your application today and have an answer in 24 hours. They’ll work one-on-one with you to provide the resources and guidance to help you achieve your business goals. They provide financing up to $100,000 for small businesses, and as our name suggests, Enterprise Bank is dedicated to the advancement of the “entrepreneurial spirit.”

EZ Credit Line

Their EZ Credit Line is a revolving line of credit available from $5,000 to $100,000. Credit Line funds can be used to purchase inventory and support other working capital needs. The credit line is linked directly to your business checking account, allowing you to easily make payments or access cash advances.

EZ Term Loan

Their EZ Term Loan is available in amounts from $5,000 to $100,000 and can be used for purchases of equipment or a vehicle, or to make leasehold improvements. The EZ Business Loan is paid back in regular monthly payments over the term of the loan.

EZ Cash Reserve

Their EZ Cash Reserve links to your business checking account and provides you with $1,000 to $10,000 of overdraft protection coverage.

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