August 15, 2023


Esquire Financing Inc. is an SME-lending company offering fast, hassle-free, non-collateral business loans tailor fit to the needs, goals, and cash flows of each small and medium-sized business owner. They recognize the difficulty entrepreneurs face when acquiring loans and see the potential opportunity for a business that could be dedicated to helping local enterprises grow.

They take the time to understand what business owners really needed from a financing partner and this become the foundation of how they have crafted their loan features: fast, hassle-free, and non-collateral. Ultimately, by advocating for SME growth through financing, they are helping in the advancement of a sector that can make the Philippine economy a driving force in Southeast Asia.


  • Minimal document requirements
  • Loan approval in as fast as 7 days

Product Features

  • financing amount: ₱100,000.00
  • Financing amount: ₱10,000,000.00
  • loan tenure: 3 months
  • Loan tenure: 12 months
  • Interest rate: 1.00%-3.5% per month
  • Approval duration: Up to 7 working days
  • Debt consolidation: No


  1. Age requirement: Age 21 – 59
  2. Employment eligibility: N/A
  3. salary requirement: ₱30,000 gross per month
  4. Guarantor / Collateral requirement: No

Other Requirements

  1. Need to open linked banked account? No
  2. Other details: Method of Payment – PDC’s

Esquire Financing SME Business Loan FAQ

  1. How much can I borrow?

With an Esquire Business Loan, borrow from as low as ₱100,000 to as much as ₱10,000,000 subject to approval.

  1. What are the Esquire Business Loan Requirements?

An applicant must fulfill Esquire’s eligibility criteria for a loan:

  • Business must be in operations for at least 1 year.
  • Business must be registered to DTI (if sole proprietor) or SEC (if partnership/corporation) under the borrower’s name.
  • Business must have a Mayor’s permit and Barangay clearance registered under the borrower’s name.
  • Borrower must be the owner or primary shareholder of the business.
  • Borrower must have active checking account for at least 6 months.
  • Borrower must be the signatory on checks.

Consequently, after filling out an application form, the following documents are necessary:

  • TIN ID and any other government-issued ID proof of the Principal Borrower
  • Latest three (3) months Bank Statement and Bank Certification
  • Photocopy of valid Mayor’s Permit
  • Photocopy of valid Barangay Business Clearance
  • 1” x 1” ID picture of the Principal Borrower
  • 1 Picture of Exterior – Picture of business premise from outside with sign board and its surroundings
  • 1 Picture of Interior – Picture of business inventory
  • Latest (not older than 2 months) proof of billing for Business and Residence
  • Sketch/map of Business and Residence location with nearest landmark

Additional requirements (photocopy of the following documents):

For Sole Proprietors:

  • DTI Certificate of Business Name Registration (original; and renewal, if any)

For Partnerships:

  • Business TIN ID proof (BIR Certificate of Registration)
  • SEC Certificate of Incorporation/Registration
  • Latest Articles of Partnership & By-Laws
  • Partners’ Resolution (EFI prescribed format: Version- PR.10.2017)

For Corporations:

  • Business TIN ID proof (BIR Certificate of Registration)
  • SEC Certificate of Incorporation/Registration
  • Latest Articles of Partnership & By-Laws
  • Latest General Information Sheet (GIS)
  • Secretary’s Certificate (EFI prescribed format: Version- SC.10.2017)
  1. How does the Esquire Business Loan Calculator work?

The Esquire Business Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

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