Loans for Capital Expenditures
You can avail of these loans in short term (2 years or less), medium term (3-5 years), or long term (more than 5 years) which are normally secured by Real Estate Mortgage, Standby Letter of Credit, or Deed of Assignment, among others. If you’re interested to get any of these loans, please visit a Metrobank branch nearest you.
Choose to pay at a fixed date or within a specific period of time. Interest is not collected in advance but at the end of a specific term, such as after every 30 or 60 days.
- Minimum Term of 1 yr.
- Pay interest at the end of the term
BUSINESS DISCOUNTED LOANS
If you require only short-term financing, this loan is for you. A Bills Discounted Loan has a term of 1 year or less. The interest is paid in advance or deducted from the proceeds of the loan.
- Term of 1 yr. Or less
- Pay interest monthly
- Pay principal at the end of the term
Get an Amortized Loan if you want to pay in equal monthly installments.
- Pay principal in equal installments
With a Straight Loan, you can opt to get the loan proceeds either lump sum or staggered over a specific period. The principal amount is paid in lump sum at maturity, while interest is discounted and amortized periodically.
- Lump sum or staggered loan availment
- Pay principal at maturity
- Pay interest monthly in advance
If you have financing requirements beyond what a single bank can offer, then a Syndicated Loan is what you need, which is packaged by a group of banks.
- Huge financing requirement provided by a group of banks
BILLS PURCHASED AND DOMESTIC BILLS PURCHASED
Before your checks clear, they can advance the amount of these checks through Bills Purchased (drawn on banks within the local or regional clearing area) or Domestic Bills Purchased (out-of-town checks).
- Encash checks (local or out-of-town) before clearing