Izwe was created in 2004. The first branch was situated in Pretoria South Africa and later expanded to the rest of Africa in the year 2009. Izwe loans is a finance company that targets employed markets that are formal. They offer financial solutions which are quality by providing purpose – oriented personal loans to suit clients’ personal needs, with affordable monthly payment.

Izwe loans is activities is regulated by the National Credit regulator, the Financial Services Board and is complaint with the National Credit Act. Izwe loans as a Pan – African micro finance organization it has operations in the following countries;

• South Africa
• Kenya
• Ghana
• Zambia

THEIR MISSION IS:

‘’We enable people to enrich their lives by providing them with ready access to useful financial solutions.’’

IZWE LOANS FEATURES ARE:

• The loans have low interest rate
• Izwe loans are procured through online application
• The amount of loan issued is from R1000 to R50000
• It is an unsecured loan
• The duration of repaying the loan is 9 – 60 months
• The amount of loan issued to an applicant heavily depends on an individual affordability and creditworthiness

THE REQUIREMENTS NEEDED IN SECURING IZWE LOANS ARE:

For one to successfully qualify to apply for Izwe loans, the following are required;

• An applicant must have attained the minimum age which is 18 years
• One must have a valid Identification Card
• An applicant should have an operating and functioning bank
• One should have pay slips to show that one is capable of repaying
• An applicant should have the latest bank statement

THE PROCEDURE OF ACQUIRING THE IZWE LOANS IS BY:

• Applying through the internet (online)

Start by filling in your;

• Initials
• The Surname
• The Identification Number
• The email address
• The Mobile Number you are using
• The amount of monthly salary you receive
• PLEASE NOTE:
•  When filling in the application form use numbers only, characters are not allowed
• Finally, submit it
• You can contact Izwe loans to secure a loan

THE TYPES OF IZWE LOANS

• Building Loans

Building loans helps to assist in the renovations of home. Hence Izwe loans have provided the ultimate assistance for its client by offering building loans

• Student loans

Student loans are issued to help people who cannot afford paying school – fees. The student loans in most cases are used for furthering studies or in acquiring tertiary education. This helps in personal development and in career development. Which in turns improve the standard of living

• Consolidation Loans

Consolidation loans from Izwe loans offer ideal loans solutions to be used to aid an applicant with multiple debts issues. This is because an applicant only needs to have one payment to keep and make. Izwe loans have low interest rate

THEIR CONTACTS ARE:

• The contacts are necessary when one needs to apply for a loan or if a problem arises or in case one needs additional information.

An applicant can;

• Dial the number 010 206 7400 or
• Use the Website:www.izweloans.com or
• Use the Email:info@izwe.co.za