August 16, 2023


If your business has outgrown its current space or if you are looking to add a new location, make improvements to your current space or buy new equipment, Fidelity Bank will work with you to find the best financing solution.

Use Commercial Loans For

  • Debt Refinance
  • Business Acquisitions
  • Franchise
  • Machinery and Equipment
  • Commercial Real Estate

Choose the Right Loan for You

  1. Fixed or Variable Rates
  2. Lines of Credit or Fixed Term Loans

Your dedicated Commercial Banker makes applying for a Commercial Loan easy and in-house decisions reduce the time you have to wait for approval. Contact one of our experienced their Commercial Bankers to find the right lending solution for your business.


  1. 3 Years Business Tax Returns
  2. Most Recent Interim Balance Sheet and Profit/Loss Statement for Business
  3. 2 Years Personal Tax Returns
  4. Current Personal Financial Statement on Individual Owners
  5. Beneficial Ownership Certificate

Lines of Credit

Almost every business has times when it needs more cash than it has on hand. Working Capital Lines of Credit are a great way to meet seasonal demands as well as those of a growing business.  Boost your revenue by financing new revenue streams instead of borrowing from your savings, running up credit card balances or turning away business.


  • Typical maturity of 1 year
  • Renewable annually
  • Secured by accounts receivable and inventory

Equipment Financing

Securing funding to cover capital equipment expenditures is essential for your organization to thrive. Use their term financing and leasing solutions to acquire new or used equipment and fixed assets ranging from tractor-trailers to technology equipment and industry specific tools. We’ll work closely with you to tailor specific debt and leasing structures, helping you meet your business and financial objectives.

  • Stay at the top of your field with up to date equipment.
  • Maximize your purchasing power with up to 100% financing.
  • Terms typically 3-5 years, depending on the life of the equipment
  • Keep your capital intact and available for other projects.
  • Take advantage of tax benefits.

Real Estate Financing

At Fidelity Bank they have been helping real estate developers and investors navigate the challenges and opportunities in commercial real estate since 1974. If you are building or managing properties, financing a new facility, acquiring land or revitalizing a community, we can help you secure the capital you need.

They offer a full range of financing solutions for existing businesses

  • Commercial Real Estate Loans
  • Owner-Occupied Loans
  • Working Capital Lines of Credit

Professional Lending

Fidelity Bank offers a complete set of products and services to meet your professional and personal banking needs tailored to the specialized nature of professional and healthcare industries. In addition to sophisticated treasury management services, they offer a complete suite of lending solutions to assist you in acquiring, expanding, or operating your business.

Financing is available for

  • Construction
  • Real Estate Purchase
  • Expansion and Remodeling
  • Buy-In to a Practice, Buy-Out a Partner, or to Finance Equipment
  • Working Capital


  • Industry-Specific Experience and Understanding
  • Floating or Fixed Rates
  • Flexible Terms
  • Local Decision-Making

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