Well, all youths nowadays have business ideas that can conquer the world, and of course, they need Money for this. Some ideas are good while others are not. However, here are some ways you can get funding for your business, don’t give up on your dreams. Beg your Family Apart from the money you may have […]

First City Monument Bank Limited offers banking and financial services. The company provides personal banking, business banking, corporate and commercial banking, investment banking, and institutional banking products and services. First City Monument Bank Limited was founded in 1982 and is based in Lagos, Nigeria. First City Monument Bank Limited operates as a subsidiary of FCMB […]

PERSONAL BANKING MICRO LOAN FCMB Micro Loan is a convenient, paperless micro credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan and the application is through our USSD code *329#. Features & Benefits Instant access to funds Up to N20,000 loan amount No paperwork required, just apply […]

The company was incorporated as XDS Solutions Limited in May, 2005 with RC. No 623894 and having satisfied the conditions for the grant of a credit bureau license under the Central Bank of Nigeria Act, No. 7 of 2007, was granted final operating license on the 28th of May 2009 to operate a credit bureau […]

PERSONAL HOME LOAN (MORTGAGE) Features Available to individuals with verifiable and steady income flow Maximum tenor is 20 years, subject to retirement age of 60 years Simplified Documentation Minimum down payment of below 30%, subject to the location Competitive interest rates No equity contribution is required for Home Equity Refinancing Property to be financed must be […]

IMPORT FINANCE The product is targeted at First Bank customers who are involved in the importation of raw materials or finished goods. Features         Credit facilities are made available via Letters of Credits, Bills for Collections etc. Short tenor facilities, collaterized by Lien on shipping documents. Equity contribution is required. Benefits Ease of access to credit […]

HOUSEHOLD EQUIPMENT LOAN Furnish your home to taste with our Household Equipment loan, while you conveniently spread repayment. Features Maximum loan amount of N2 million. Maximum tenor of 18 months. Minimum equity of 20%. Proforma invoice from approved vendor. Salary domiciliation. Benefits  Customers can purchase household equipment  and spread the payment over a specified period Their customers […]

LOCAL PURCHASE ORDERS FINANCE Meet all your customers’ orders in time and never run out of stock with the Local Purchase Order Finance. This loan facility is designed to provide short term financing to small and medium scale retail customers with annual turnover of N500 million and below facility to carry out supply orders. Features         […]

COMMERCIAL AGRICULTURE CREDIT SCHEME (CACS) As an agricultural business owner, you can be a beneficiary of the CACS N200 billion Funds. This facility was established by the CBN and Federal Ministry of Agriculture to fast track the development of the agricultural sector in Nigeria by giving loans support to businesses like yours. Features Maximum obligor limit is N2 […]

First Bank PLC has a lot of consumer loan, retail loan and commercial loan products. The bank‘s variation of consumer loan includes automobile loan, personal home loan, personal loan against salary, household equipment loan and joint mortgage. To access any of these loan products from First Bank PLC, one must have his account (salary account) […]