August 14, 2023



Whether it’s for preparing for special occasions back home, paying for your child’s tuition fee, or any type of emergency, BPI Personal Loan is an easy and affordable way of getting extra cash on hand.

With fixed interest rates and longer payment periods, BPI Personal Loans offers Overseas Filipinos strong flexibility when it comes to finances. Never worry about tight cash flow for your loved ones and feel at ease knowing a steady and reliable source of credit is readily available for your family’s needs.

With packages designed for land-based and sea-based workers, there’s a loan for every type of Overseas Filipino.

For Sea-based Overseas Filipinos

Fast cash up to P300, 000 with minimal requirements only:

  1. Two (2) valid government-issued photo-bearing IDs
  2. Proof of income documents:
  • Latest and unexpired signed POEA contract; OR
  • Employment contract with boarding date


Affordable monthly payments with no pre-termination fees.

Loan term is one month less employment contract with the first monthly installment deducted from the loan proceeds.

Pay your monthly installment through our automatic debit facility–no need for over-the-counter payments or post-dated checks.

For Land-based Overseas Filipinos

BPI Personal Loan has the following features that make funding your needs easy:

  • Take advantage of a Collateral-FREE loan
  • Choose a loan term that is right for your budget — pay in 12, 18, 24, 30 or 36 monthly installments
  • Get up to 3 times your monthly income. Loan any amount ranging from Php20, 000 to Php1, 000,000.
  • Pay your monthly installment through their automatic debit facility — no need to issue checks or line up at the bank to pay
  • Get your cash quickly and safely through your BPI account. It’s that fast and easy.
  • Worry-less because there is no pre-termination fee if you decide to pay your loan earlier than the maturity
  • BPI offers one of the lowest rates in the market, pay as low as P796 per month.


It’s possible to come home to the house you’ve always dreamed of. Purchasing your dream home is fast and affordable with a BPI Housing Loan.

Designed specifically for Overseas Filipinos, BPI offers home loans for both sea-based and land-based workers. With affordable terms, online monitoring, and convenient payment options, BPI Housing Loans is the perfect partner for Overseas Filipinos.


With BPI Family Auto Loan, owning your dream car has never been this easy. Whether you’re buying a brand new or second hand vehicle, they have flexible financing packages to make your choice very affordable. Enjoy payment terms up to 60 months and down payment options starting from 20%. With BPI Online and Mobile Banking, you can monitor your payments and balances from anywhere in the world.

Get one step closer to driving home a car for you and the family by applying for a BPI Family Auto Loan now.

Here is a checklist of initial requirements in applying for a BPI Family Auto Loan:

  1. Auto Loan Application Form
  • Completely filled out application form signed by client/s
  • If married, both spouses to sign on the application form
  • If with co-borrower or co-mortgagor, separate application form is needed
  • Valid government issued ID

  1. Income Documents (depending on income source)

If Employed:

  • Latest certificate of employment with compensation / 3 months latest pay slips / latest Income Tax Return

If Self-Employed:

  • DTI registration certificate / Mayor’s Permit
  • Income Tax Return with audited financial statements for the last 2 years
  • Trade references (major clients / suppliers)

If Overseas Filipino Worker:

  • Certificate of employment with compensation / Employment contract
  • Proof of allotment / remittance for the past 6 months

If Practicing Doctor:

  • Clinic address/es and schedule
  • Income Tax Return with audited financial statements for the last 2 years

If Real Property Lessor:

  • Rental / Lease Contract (indicating name of tenants and rental amounts with complete address of properties being rented)
  • Photocopy of leased property title (TCT/CCT)

If Partnership / Corporation:

  • Articles of Incorporation / Articles of Partnership
  • Latest copy of SEC General Information Sheet
  • SEC Registration
  • Income Tax Return with audited financial statements for the last 2 years
  • Trade references (major clients / suppliers

NB: Additional documents may be required during credit evaluation.

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