August 14, 2023


A salary loan is a personal loan which can provide a quick fix to your financial needs. You can get a lump sum of money to help with anything you need, perhaps to pay for an unexpected vehicle repair, to fix a problem at home or for any other reason. Interest loans are affordable and payment terms are fair. If you need a salary loan, your approval is just a few clicks away. Please be assured, a salary loan is not the same as a payday loan. Payday loans are typically short-term borrowings, issued at highly inflated interest rates. In many cases, customers can end up paying back more interest than the original borrowed amount, making these little loans into a really big problem. Salary loans are different; Asteria believe in giving you a workable solution to your financial problems, without punishing you through ridiculously high-interest rates or unaffordable repayment terms. They understand not everyone likes being in debt, so if you’d like to pay your salary loan back fast, they can arrange that. On the other hand, if you need to borrow over a longer period to make repayments more affordable, they can do that too. They want to work with you to bring you a salary loan that really suits your needs.

They accept salary loan applications from Filipino citizens who are at least 21 years of age. You need to be in current employment and to have access to some specific documents. For salaried and commission-based employees, they will need your government issued ID, company ID and last pay slip. They will also need proof of address in the form of two different bills. Taxi drivers have slightly different requirements to meet. They will need to see your driver’s license, your company ID, your TODA document and the OR/CR of your vehicle. They want to make your application for a salary loan as easy as possible, so if you have any problems just contact them and they will help.

They provide salary loans of all sizes, from small helps to large sums of money. Their salary loan calculator is there to help you see how much you could get and what the payment terms would be for different amounts. Their salary loan calculator is free to use and you’re under no obligation to go ahead with any loan by using it. With their salary loan calculator, you can see what your liability would be for repayments based on loans over different periods and varying repayment amounts. Their salary loan calculator will even let you know what the total amount repayable will be, so you can see at a glance how much your loan will cost you before you even apply.

Salary Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

  1. Medical Emergency: Asteria Lending offers Salary Loans for any last-minute emergencies.
  2. Travel: No need to wait for an overdue payment when Asteria can help you today.
  3. Weddings: Upcoming payment and you don’t have enough funds? Salary Loans can come to the rescue.
  4. Bills: Late fees aren’t fun for anyone. Check late to arrive? Secure a Salary loan with Asteria.

Features of Salary Loan

All loans are not created equal; Salary loans have become a great option for people to use.

  • Faster Loan: For funding any emergency you may have.
  • Enjoy the best rates: Their loan rates and charges are some of the lowest around.
  • Choose your amount: All charges are communicated up front in writing along with the loan quotation to ensure no hidden fees.
  • Decide your tenure: Recognize your freedom to choose.

Salary Loan – Eligibility

Any salaried, self-employed or professional. Public and Private sector companies, Government sector employees including Public Sector are all eligible for Salary loans.


  1. ID: UMID, New TIN ID, New PhilHealth ID, and Driver License.
  2. Income: Minimum Net Monthly Income: Rs 15,000
  3. Credit Rating: Applicant should have the bank specified credit score.

How to Apply

If you’re interested in getting a salary loan, the process is simple and straightforward. All their applications are done 100% online, so you don’t even need to leave the comfort of your own home to get your application started. Here’s how to do it:

  1. Click ‘apply now’ to get started
  2. Fill in the salary loan application form
  3. Submit the form, along with the requested documents, to them
  4. They will approve your application and verify your eligibility within 48 hours
  5. Your cash will arrive in your bank as soon as possible

If you need money fast, a salary loan is one of the quickest and easiest ways to get the cash you need. Don’t stress about the unexpected costs that you need to meet; they are there to help with an advance on your payday to help you through the tough times.

They will be in touch to let you know as soon as your loan is approved. If you have any questions or wish to follow up your application for a salary loan, simply contact them by phone or email at any time. They are open from 9am to 7pm, Monday to Friday, and aim to respond to all email enquiries within 24 hours. They aim to approve as many applications as possible and have one of the highest acceptance rates in the Philippines. For more information or support with your application, just contact them today.

Benefits of their Salary Loan

They know you don’t want hassle and stress when you go to them for a salary loan, so they work hard to make their service the best out there. They give you the power to choose the best loan offer for you, with flexible terms and affordable interest rates to suit your needs. Their customers love arranging their loans through them. Here are just some of the reasons they are the number one choice for your salary loan.

  • Transparency: They don’t hide away their fees, charges or rates. Everything is there for you to see from the start, so you know exactly what your loan is going to cost you
  • High approval rates: They want you to get the loan you need and will help you in any way they can to ensure acceptance
  • Hassle free application: Their application process is designed to be quick and easy, so there’s no undue stress involved in submitting your request for a loan

Fast response: They aim to let you know within 48 hours whether your request is successful or not.

  • Exemplary customer service: They pride themselves on their customer-focused approach, bringing you a flawless customer service at every stage of your salary loan
  • Licensed lender: They are fully licensed and compliant with the SEC, so you can be confident you’re dealing with professionals.

Leave a Reply

Your email address will not be published. Required fields are marked *