These are individuals’ secured loans. The loans aid in business development. The loans are readily available to both new and existing clients.
FEATURES OF ANGAZA LOANS:
- Angaza loans are individually secured
- The loans have flexible collateral; business and homestead assets
- Angaza loans are business development loans
- The amount of loan issued ranges from Kshs. 5000 to Kshs. 100000
- The duration of repaying the loan is up to 12 months
- Angaza loans have very low interest rate
- An individual requires a guarantor to secure the Angaza loans
THE TYPES OF ANGAZA LOANS:
This loan is issued to an applicant to aid in procuring a Boda-Boda
FEATURES:
- The duration of paying back the loan is 1 year
- The loan is processed within 48hrs
- The security of the Boda-Boda loans is the Boda-Boda itself
THE REQUIREMENTS:
An applicants need to have the following;
- A copy of an Identification Card
- 1 Passport picture
- The Boda-Boda needs to have Joint ownership
- One must be a full member of Angaza Afrika Sacco through payment of shares
- One should have six months savings in the Sacco
- A copy of the PIN
- One should have a Comprehensive Insurance of the Boda-Boda
- The Log Book of the Boda-Boda
SALARY LOAN
This loan is issued to an applicant to aid in procuring loans with their payslips
FEATURES:
- The loan is issued within 48hrs
- The duration of repaying the loan is 18 months
- The maximum amount procured by a first borrower is Kshs. 300,000
REQUIREMENTS:
An applicant needs to have the following;
- Pay slips receipt of 6 months
- One should have 6 months bank statement
- A copy of an Identification Card
- A copy of the PIN
- EMERGENCY CHAP-CHAP LOAN
This loan is issued to an applicant to aid in solving urgent needs
FEATURES:
- The loan is issued in duration of 24hrs
- The duration of repaying the loan is 3 months
- The maximum amount of loan procured is 3 times an applicants’ savings or Kshs 50,000
REQUIREMENTS:
- A copy of the PIN
- A copy of an Identification Card
- One should have 6 months saving
- An applicant should have post-dated cheques
This loan is issued to an applicant to help in paying school fees in affordable terms that are flexible
FEATURES:
- The loan is issued in duration of 48hrs
- A security is required hence savings can be used
- The duration of repaying the loan is 18 months
REQUIREMENTS:
- A copy of the PIN
- A copy of an Identification Card
- One should have 6 months saving
- A guarantor is needed
HOW TO ACQUIRE THE ANGAZA MOBILE APP:
- Go to Google Play Store
- Down the Angaza mobile app
- Install it
- Then, create an account
Please note the Angaza Mobile App is compatible with all devices
REQUIREMENTS:
- An applicant needs to have an operating M-Pesa
- All with low interest rate and flexible repayment schedule
THE PROCEDURE TO BE USED IN REGISTERING FOR THE ANGAZA LOAN:
- Start by entering your
- Name
- The National Identification Number
- The date of birth
- Then select the respective gender
- Enter the number of the phone in which the M-Pesa Account is located
- Finally, enter your Email address
- Then register
The Angaza Credit Limited offices are situated in; Ongata Rongai and Ruaka
HOW TO CONTACT THE ANGAZA CREDIT:
The following are ways in which you can contact the Angaza Credit in case you want to apply for a loan:
- Dial 0719428961 or 0711890973
- The Email address is: info@angazacredit.com