These are individuals’ secured loans. The loans aid in business development. The loans are readily available to both new and existing clients.

FEATURES OF ANGAZA LOANS:

• Angaza loans are individually secured
• The loans have flexible collateral; business and homestead assets
• Angaza loans are business development loans
• The amount of loan issued ranges from Kshs. 5000 to Kshs. 100000
• The duration of repaying the loan is up to 12 months
• Angaza loans have very low interest rate
• An individual requires a guarantor to secure the Angaza loans

THE TYPES OF ANGAZA LOANS:

• BODABODA LOANS

This loan is issued to an applicant to aid in procuring a Boda-Boda

FEATURES:

• The duration of paying back the loan is 1 year
• The loan is processed within 48hrs
• The security of the Boda-Boda loans is the Boda-Boda itself

THE REQUIREMENTS:

An applicants need to have the following;

• A copy of an Identification Card
• 1 Passport picture
• The Boda-Boda needs to have Joint ownership
• One must be a full member of Angaza Afrika Sacco through payment of shares
• One should have six months savings in the Sacco
• A copy of the PIN
• One should have a Comprehensive Insurance of the Boda-Boda
• The Log Book of the Boda-Boda

SALARY LOAN

This loan is issued to an applicant to aid in procuring loans with their payslips

FEATURES:

• The loan is issued within 48hrs
• The duration of repaying the loan is 18 months
• The maximum amount procured by a first borrower is Kshs. 300,000

REQUIREMENTS:

An applicant needs to have the following;

• Pay slips receipt of 6 months
• One should have 6 months bank statement
• A copy of an Identification Card
• A copy of the PIN
• EMERGENCY CHAP-CHAP LOAN

This loan is issued to an applicant to aid in solving urgent needs

FEATURES:

• The loan is issued in duration of 24hrs
• The duration of repaying the loan is 3 months
• The maximum amount of loan procured is 3 times an applicants’ savings or Kshs 50,000

REQUIREMENTS:

• A copy of the PIN
• A copy of an Identification Card
• One should have 6 months saving
• An applicant should have post-dated cheques

• SCHOOL FEES LOANS

This loan is issued to an applicant to help in paying school fees in affordable terms that are flexible

FEATURES:

• The loan is issued in duration of 48hrs
• A security is required hence savings can be used
• The duration of repaying the loan is 18 months

REQUIREMENTS:

• A copy of the PIN
• A copy of an Identification Card
• One should have 6 months saving
• A guarantor is needed

HOW TO ACQUIRE THE ANGAZA MOBILE APP:

• Go to Google Play Store
• Down the Angaza mobile app
• Install it
• Then, create an account

Please note the Angaza Mobile App is compatible with all devices

REQUIREMENTS:

• An applicant needs to have an operating M-Pesa
• All with low interest rate and flexible repayment schedule

THE PROCEDURE TO BE USED IN REGISTERING FOR THE ANGAZA LOAN:

• Start by entering your
• Name
• The National Identification Number
• The date of birth
• Then select the respective gender
• Enter the number of the phone in which the M-Pesa Account is located
• Finally, enter your Email address
• Then register

The Angaza Credit Limited offices are situated in; Ongata Rongai and Ruaka

HOW TO CONTACT THE ANGAZA CREDIT:

The following are ways in which you can contact the Angaza Credit in case you want to apply for a loan:

• Dial 0719428961 or 0711890973
• The Email address is: info@angazacredit.com