August 16, 2023




  1. Hassle-Free Formalities.

A simple and easy way to meet your urgent financial needs

  1. Easy to Apply

Apply from any of their agent location near you or by just filling out the contact form in their website.

  1. Quick Decisions

Their credit team will quickly analyze the details to make a decision on the loan approval.

  1. Flexible loan terms

Borrow the money you need to meet your urgent financial requirements, in flexible tenure between 5 and 30 days.

  1. Fast Funding

Once approved, your money will be transferred to your bank account the same day or at least by the next working morning.

  1. Simple Repayment

On the date your repayment is due date they take a single repayment from your debit card/bank account.

How Credit Loan Works

  1. Apply through their agents
  2. Get a quick decision
  3. Consider the pre-contractual information
  4. Submit your mandate
  5. Get your money!

The simple way to get money today

Just decide how much you want to borrow and how long you want the money for and fill in the short application form that will only take few minutes. You will get a quick loan decision and, if approved, you just need to read through the pre-contract and contract information and submit an e-signature on the online agreement.

Unlike traditional payday loans, they offer you flexibility by allowing you to choose exactly how long you want to borrow the money for, within 5 to 30 days, rather than saying you have to repay the loan on your payday. Of course, if payday is the optimal day for you to repay the loan, then you can simply select this as your repayment date; if not, select the date that is. The choice is yours, so that the control is yours.

Questions you need to answer as you plan to apply for a loan

Am I eligible for a Money In Advance Cash Loan?

Are you aged 18 or more?

Are you employed full time in the Nigeria?

Are your wages paid directly into your bank account?

Do you have a debit card for this account?

Do you have a mobile phone that they can text a code to?

If you have answered “yes” to all of these questions then you are eligible for a pay day loan   from AICF, subject to their assessment of affordability.

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