Fidelity Bank Plc began operations in 1988 as Fidelity Union Merchant Bank Limited. By 1990, it had distinguished itself as the fastest growing merchant bank in the country. However, to leverage the emerging opportunities in the commercial and consumer end of financial services in Nigeria, in 1999, it converted to commercial banking and changed its name to Fidelity Bank Plc.
PERSONAL LOANS
Fidelity Bank can offer you an employee salary-backed personal loan to be repaid up to 48 months at a competitive interest rate. Their loan products include:
Get a Personal Loan – LionMark
Fidelity Bank can help you plan for home improvements, vacations or the purchase of a car or boat. By offering competitive rates and flexible terms, Fidelity Bank makes it easy to attain your goals. With automatic payment deduction, we will even reduce your interest rate.
Get a Personal Line of Credit
With Fidelity Bank’s Line of Credit, you can be prepared for the planned and unplanned events in life. You have the ease of mind knowing you have access to additional funds within your approved credit limit at your discretion. Only pay interest on the money that is actually withdrawn.
CONSUMER LOANS
Fidelity Easy Asset Leasing Scheme (FEALS)
FEALS has been designed for the acquisition of household appliances, brand new vehicles, generators, inverters, laptops and much more.
Benefits & Features
Fidelity Personal Loan Scheme (F-PLS)
Fidelity Personal Loan Scheme (F-PLS), offers you access to funds to meet personal financial obligations such as; house rent, school fees, hospital bills, travel expenses, etc.
Don’t get caught under the weight of mid-month expenses. With ISAS, you can access up to50% of your monthly against your next pay day.
Retail Mortgage
Own your dream home with Fidelity Retail Mortgage.
SME LOANS
Commercial Support Short Term Loan (CSST)
Commercial Support Short Term loan is a 90 days loan product for micro, small and medium enterprises (MSMEs) who operate businesses with stable cash flows, short cash conversion circles and for the most part do not have tangible collaterals to secure loan facilitates provided to them. To access the CSST Loan, an MSME will be requiring meeting these criteria:
Fidelity Eduloan
Fidelity Educational institutions loan “EDULOAN” is a Managed SMEs product which is targeted at registered private schools in Nigeria in current account relationship with Fidelity. Such schools are expected to have enrolled a minimum of 100 students and must have been in operation for a minimum of 3years. The product can be availed either as a term loan or overdraft facility.
Features
Auto Loans
Fidelity Bank is one of the largest providers of vehicle financing through new car dealerships throughout the Southeast. They offer several programs to get you in the driver’s seat. Ask your dealer if they are one of the hundreds that offer financing through Fidelity Bank.
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