First Bank First Bank has been in operation for centuries (it was established in 1894) and has since engaged in several dealings both on the local and global front. While there may be a perception that First Bank doesn’t have time to pursue potential clients, they offer lots of benefits for SMEs. There […]

In trying to secure a car loan, you get a good deal or a bad deal. How you go about securing your car loan determines the type of loan that you get. There are various things you lookout for in securing the best car loan. Of course you wouldn’t just walk into […]

A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. There are a number of different types of business loans in Nigeria including machine financing, asset-based financing, invoice financing, microloans, business […]

If you have less-than-perfect credit or no credit, you might be asking yourself how you’ll get approved for your auto loan. High rates of interest and large monthly obligations may have frightened you away. With a bit of preparation, getting a car loan with unfavorable credit ratings or no credit rating is actually […]

If you need a personal loan, finding the right loan and getting approved are just some of the factors you should consider. You also want to protect yourself and avoid common pitfalls along the way. Make sure a personal loan offers you the best deal Before you consider different personal […]

Before this Act, the credit bureau industry started as a regulated industry with the release of the Guidelines for the Licensing, Operation and Regulation of credit bureaus, released and became effective in 2008, revised in 2013. The bill for the Credit Reporting Act was: Sponsored by the Chairman of the […]

STERLING QUICK LOAN With the Sterling Quick Loan, you can quickly meet those urgent personal needs. It is available to current account holders with regular monthly income. Features Maximum tenor of 12 months Competitive pricing No equity contribution Requirements Hand written application letter Duly executed consumer Loan application form Minimum of […]

BUSINESS BANKING LOANS GUARANTEE These are instruments that entail Sterling Bank substituting its credit worthiness for that of its client and it is done at the request of the bank’s client to the beneficiary. They are undertakings by the Bank, that its customer will carry out the terms of a […]

COMMERCIAL AGRICULTURAL CREDIT SCHEME The scheme is aimed at fast tracking the development of the agricultural sector by providing credit facilities to large scale enterprises with a minimum asset size of N50m at a single digit interest rate of 9%. This is to enhance national food security, increase food supply […]

Sterling Quick Loan With the Sterling Quick Loan, you can quickly meet those urgent personal needs. It is available to current account holders with regular monthly income. Features Maximum tenor of 12 months Competitive pricing No equity contribution Requirements Hand written application letter Duly executed consumer Loan application form Minimum of […]