Mobile loan apps Frequently Asked Questions

  1. What is a mobile loan?
A loan you get on your mobile phone. For example, you have taken a mobile loan when you use your phone to borrow from a lender to sort out your financial situation. The most common mobile loans in Kenya are from loan apps, ...
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Types of Loans Apps in Kenya 2022

Here is a list of the best loan apps in Kenya 2022 under different categories:
  1. Mobile Loans offered by Safaricom
They offer these loans directly on Safaricom, and you don’t need another app to access them. They include:
  • Fuliza
  • Mshwari
  • KCB M-Pesa
  1. Mobile Loans offered ...
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The Empowerment Fund Application Process Applicants must undergo business training with either Hand in Hand International or Junior Achievement and must demonstrate ability and interest to save. After the training, the applicant who is aged 18-24 and has been trained by JA Kenya; or a JA Kenya alumni whose members ...
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/ Micro finance Loans


MICRO LOAN FUND It is a micro lending Fund for Kenyans disbursed through Safaricom Foundation’s partners – Junior Achievement Kenya (JA) and Hand in Hand Eastern Africa (HiHEA) who have experience in group mobilization, business training and provision of access to micro credit. The Fund is available to individuals and ...
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/ education, Micro finance Loans, student


Zawadi Kenya is the premier online provider of same-day cash advances in Kenya. Zawadi Kenya is helping hard-working Kenyans across the country find a fast and convenient solution to immediate money needs from the privacy and convenience of home. Their same-day cash advances are a hassle-free solution to bills, emergency ...
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/ online loan


The Kenyan lending app with a twist. Once again, another lending app has been launched in Kenya. With the likes of the American Branch, Kenya’s own Tala, Safaricom’s Mshwari, KCB loans via KCB bank, Pesapap by Family bank and CBA Loop with Commercial Bank of Africa, the list goes on ...
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/ online loan


AUTO LOGBOOK LOANS Ngao Credit offers quick loans against motor vehicles.  You can borrow up to 60% of the value of your car in 6 hrs and repay within a period of up to 20 months. Why Take an Auto Logbooks Loan with Ngao Credit ltd?
/ Micro finance Loans


AGRICULTURAL LOANS Financing smallholder farmers to improve their farms and earn a higher income Group Kilimo Booster (A)
  • Amount - 5k - 140k
  • Duration - 3 - 12 months
  • Registration fee – Free
  • Upfront fee - 4%
Group Kilimo Booster (B)
  • Amount - 100k - 500k
  • Duration - 3 - 24 months
  • Registration ...
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/ Sacco


YOUTH ENTERPRISE DEVELOPMENT FUND Youth Enterprise Development Fund (YEDF) is a state corporation under the ministry of public service and one of the vision 2030’s flagship projects under the social pillar. It was established in 2007 mainly to address challenges faced by youth unemployment with its main aim as turning ...
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/ Government Loans


JoyInc Group empowers and enriches our clients through tailored credit and insurance, growing and securing their wealth. Their services are provided through two sister companies JoyInc Insurance Agency Limited and JoyInc Solutions Limited. JoyInc Solutions Limited provides grows the wealth of their clients by providing access to loans/credit to the ...
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/ online loan